Wildfire risk in Santa Cruz County spans a wide range, with higher scores concentrated in some inland and mountain communities and lower scores in several coastal neighborhoods. Across the places we scored, the county’s midpoint is 49.8, and the largest count of scored points falls in the High tier (83 points).
We scored 180 points across Santa Cruz County on the same 0–100 scale a Satelife address report uses, and they do not land in one place. 3% of them come out Very High, while 28% are Low. Which end your own parcel sits at is not something a county map can tell you.
FEMA NRI also rates Santa Cruz County: all-hazards risk Relatively High · social vulnerability Relatively Low · community resilience Relatively High · annualised wildfire frequency 0.0045.
Sources: FEMA National Risk Index 1.20.0 (Dec 2025), county record · USFS Wildfire Risk to Communities v2.0, mean of the grid cells inside the county. Both describe the county as a whole, never an address in it.
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FEMA’s National Risk Index rates Santa Cruz County’s wildfire risk as Relatively Moderate, while its wildfire expected annual loss rating is Relatively High. In the separate USFS burn-probability model, the countywide mean annual burn probability is 0.20%, and 59.2% of the county is in places that can burn.
The largest fire listed for Santa Cruz County is the Lockheed fire in 2009 at 7,783 acres. It is also the most recent large fire.
Since 1984, recorded fire perimeters in and around the county account for 18,510 burned acres, which is 4.9% of the county, across 39 perimeters.
Other notable fires in this record include the Lexington fire in 1985 at 13,128 acres (partly in the county) and the Summit fire in 2008 at 4,175 acres.


Fire perimeters coloured by decade. Select a perimeter for its name, year and size.
Perimeter sources: NIFC Interagency Fire Perimeter History · largest on record: Lockheed 2009. Perimeters are simplified for display; acreage is the figure the source records.
Among named communities, the higher overall wildfire risk scores are in mountain and inland areas such as Brookdale (74.7) and Boulder Creek (67.0). Lower scores appear in places like Watsonville (13.4) and Santa Cruz (16.7).
Other communities sit in the middle-to-higher range, including Felton at 57.8 and Aptos Hills-Larkin Valley at 56.6, while some coastal communities like Seacliff are lower at 22.6.
The score is the median of the sampled points nearest that community — a community-scale indicator, not a score for any individual property in it. Population comes from the community's own record where the source carries one.
Terrain scores run from 5.0 at Pajaro Dunes up to 65.0 at Corralitos, with a midpoint of 40.0. That spread is associated with meaningful place-to-place differences in wildfire exposure.
Vegetation and fuels are generally elevated in many inland spots, from 5.0 near Twin Lakes up to 80.0 in Bonny Doon. Hazard-zone scores are also high in many places, with a county midpoint of 70.0 and a high of 90.0 near Bonny Doon.
Fire-history scores range from 5.0 near Twin Lakes to 95.0 in Davenport, showing that prior fire footprint is much heavier in some locations than others.
Fire weather could only be measured at a handful of points in this county, not across the county. It was measured at 8 of 180 scored points, and the reported score there is 58.1 near Twin Lakes.
Countywide, the available model output here is burn probability, not fire weather: the mean annual burn probability is 0.20%, and the 90th-percentile cell value is 0.41%.
Fire weather was measured at 8 of the 180 sampled points (near Twin Lakes, 58.1) — too few to publish as a county range, so no high/low is shown here.
Wildfire risk is not uniform across the county. The lowest scored location is Twin Lakes at 8.7, while the highest is Brookdale at 78.4, with a county midpoint of 49.8.
By tier counts, High is the most common tier with 83 scored points, compared with 51 in Low. Moderate and Very High are also present in the county.
Each bar is what one part of the score covers across Santa Cruz County, on the same 0–100 scale. A long bar is a part of the risk that depends on where you are; a short one is the same almost everywhere.
The tick on each bar is the middle value. Tier boundaries — Moderate at 25, High at 50, Very High at 75 — are the faint lines behind them.
| Layer | Min | Median | Max | Lowest place | Highest place | Points |
|---|---|---|---|---|---|---|
| Terrain | 5 | 40 | 65 | Pajaro Dunes | Corralitos | 180 |
| Vegetation & fuels | 5 | 59.1 | 80 | near Twin Lakes | Bonny Doon | 180 |
| Hazard zone | 10 | 70 | 90 | near Twin Lakes | near Bonny Doon | 180 |
| Fire history | 5 | 20 | 95 | near Twin Lakes | Davenport | 180 |
| Fire weather* | — | — | 58.1 | — | near Twin Lakes | 8 |
| Composite | 8.7 | 49.8 | 78.4 | Twin Lakes | Brookdale | 180 |
*Fire weather returned a reading at only 8 of the 180 sampled points. The one value measured is shown under Max with the place beside it; there is no county range to report, so the other columns are left blank.
Independently of Satelife's layers, the USFS Wildfire Risk to Communities grid puts the county's mean annual burn probability at 0.20% (90th percentile cell: 0.41%), with a mean conditional flame length of 1.76 ft. 59% of the 19,085 grid cells inside the county carry burnable fuel at all.
Source: USFS Wildfire Risk to Communities v2.0 (ImageServer, county extent).
CAL FIRE has no mapped Fire Hazard Severity Zone at 35 of the 180 sampled points — the zones cover Local Responsibility Areas. At 1 of them the USFS grid above supplied the hazard reading instead; at the remaining 34 the hazard weight is renormalised away rather than scored as low.
180 sample points on a ~2.3 km grid, plus one at the centre of each community, weighted with the Satelife county profile v1 · median layer coverage 90%. Scores are 0–100 and comparable within the county, not across states.
Property-by-property building-condition factors were not measured at all.
What is available is place-based wildfire risk around a property. For example, nearby location patterns range from low scores such as Twin Lakes at 8.7 to much higher scores such as Brookdale at 78.4, so a specific address’s surroundings can differ sharply even within one county.
You can also use local context from hazard-zone and fire-history patterns: hazard-zone scores reach 90.0 near Bonny Doon, and fire-history scores reach 95.0 in Davenport.
Find out where your Santa Cruz County parcel sits
Slope, the fuel touching the structure, the road out, the fire history within a mile — measured at your address, not averaged across the county.
Free to request · PDF report with a 0–100 score, the drivers behind it, and a mitigation plan
Every one of the 25 ZIP areas that touch Santa Cruz County — we run address-level reports in all of them. They are grouped by the median score of the points we sampled inside each, which is a neighbourhood-scale indicator and not a score for any property: two homes in the same ZIP routinely land in different tiers.
High 8 ZIPs
Moderate 5 ZIPs
Low 2 ZIPs
No sampled point inside 10 ZIPs
94020 Boulder Creek · 94060 Boulder Creek · 95004 Watsonville · 95019 Amesti · 95020 Interlaken · 95037 Corralitos · 95039 Pajaro Dunes · 95041 Felton · 95045 Watsonville · 95070 Summit West
Grouped from 15 of 25 ZIP areas — the rest had no sample point fall inside them. The community shown is the nearest mapped place to the ZIP's centre.
ZIP areas are Census 2020 ZIP Code Tabulation Areas intersecting the county boundary.
The most recent large fire listed is Lockheed (2009), which is also the largest in this record at 7,783 acres.
18,510 acres have burned since 1984, equal to 4.9% of Santa Cruz County.
No. Fire weather was only measured at a handful of points (8 of 180), with a reported value of 58.1 near Twin Lakes, so it was not measured across the county.
FEMA’s National Risk Index rates Santa Cruz County’s wildfire risk as Relatively Moderate and its wildfire expected annual loss as Relatively High.
A county range shows the spread. An address-level Satelife report shows where in that spread your property actually sits — PDF, per-layer score, and a prioritized mitigation plan.
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