Insurance — the variable wildfire risk rewrote

In California in 2026, the insurance line on a property pro-forma is the line that moves most. Carrier withdrawals, FAIR Plan growth, and SB 1060 mitigation discounts all sit in this section. Start with the fire-risk page.

Get a carrier-ready report → Fire risk and insurance ↓

Insurance topics

In this section — pages and reports

Fire risk and home insurance How wildfire risk is now the dominant variable in California home insurance — and what to do about it

Related coverage

Across the Satelife wildfire-risk site

California wildfire risk How property-level risk is calculated and where the highest exposure is California real estate wildfire risk Buyer due diligence and disclosure obligations How Satelife calculates wildfire risk Data sources, score composition, honest limits

Get a carrier-ready wildfire risk report

PDF + score + the mitigation actions that move your carrier's risk model. Structured to slot into the SB 1060 discount workflow.

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