California wildfire risk property
AI + Satellite · Wildfire Intelligence Platform

Protect your property before fire reaches your door

Know exactly how your property will behave in the next fire season — and what to fix first. Powered by AI and real-time satellite imagery.

94%*accuracy in risk prediction
50K+properties assessed to date
2×/yrexpert reports delivered
30%avg. premium reduction reported by customers*

Used by agents & underwriters from leading firms

State Farm
Coldwell Banker
Farmers Insurance
Berkshire Hathaway RE
Allstate

How it works

Three steps to complete clarity

From satellite data to an actionable risk plan — fully automated, delivered straight to you.

01
Satellite imagery capture

Satellite imagery capture

We continuously collect high-resolution images of terrain and vegetation around your property using a constellation of commercial satellites — always up to date.

02
AI risk analysis heatmap

AI risk analysis

Our AI models integrate imagery with historical fire data, wind patterns, and terrain topology to compute a precise, location-specific risk score.

03
Actionable mitigation plan map

Actionable mitigation plan

Twice a year, you receive a personalized expert report with specific steps to reduce risk — prioritized by impact and cost.

The technology

Six layers of intelligence

Our AI integrates multiple satellite data streams simultaneously — vegetation, terrain, fire history, wind patterns, soil moisture, and structural proximity — to build the most accurate wildfire risk model available.

Satellite imagery
Raw satellite data

Satellite imagery

Natural-colour terrain showing topography, valleys, rivers, and vegetation. The unfiltered ground truth before any processing.

Satellite imagery
Risk classification
Thematic analysis

Risk classification

Red patches mark dry vegetation and burned areas; yellow zones flag thermal anomalies. Each colour is a distinct risk signal for the model.

Risk classification
Geological and land use
Land use map

Geological & land use

Colour zones categorise terrain type, soil lithology, and land use. Each zone has different ignition and fire-propagation properties.

Geological & land use
Topography and location
Geographic context

Topography & location

Shaded relief with place names. Slope angle and valley orientation directly affect fire-spread speed and direction.

Topography & location
AI processing
Machine learning

AI processing

All geographic data streams feed into a neural network. Nodes extract risk patterns across all layers; the output node produces the final score.

AI processing
Fire risk output
Final prediction

Risk output

Red-orange fire-spread front overlaid on arid terrain. Your property's wildfire risk score — 0 to 100 — with a prioritised mitigation plan.

Risk output

Who it's for

Built for everyone at risk

Whether you live on the property, insure it, or help clients buy and sell — Satelife gives you the intelligence you need.

Homeowners protected by Satelife

Homeowners

Understand exactly what makes your property vulnerable — and how to fix it.

  • Bi-annual property risk reports
  • Step-by-step mitigation checklist
  • Shareable report for your insurer
  • Potential premium discounts
Insurance underwriter reviewing risk maps

Insurance companies

Replace broad zip-code estimates with precise, parcel-level risk data.

  • Accurate underwriting data
  • Lower claims through proactive mitigation
  • API & bulk portfolio analysis
  • Re-enter markets with confidence
Real estate agent with clients

Real estate agents

Give clients confidence with objective wildfire risk data before they buy.

  • Risk reports for any listing
  • Insurability assessment upfront
  • Build trust with transparent data
  • Close deals that others can't

Results

Real outcomes, real people

From reduced premiums to saved properties — here's what our customers say.

"After following Satelife's recommendations, our insurer reduced our annual premium by $2,400. The report was specific, practical, and worth every penny."

MK
Mark K.
Homeowner, Sonoma County, CA

"We integrated Satelife's API into our underwriting workflow. The parcel-level data is a game changer — we're confidently writing policies in markets we'd exited."

SL
Sarah L.
VP Underwriting, regional insurer

"I now include a Satelife report with every listing in high-risk areas. It builds trust and has helped me close three deals where buyers were hesitant."

JR
James R.
Realtor, RE/MAX, Malibu, CA

Get started

Request your free risk report

Enter your property address and we'll send you a sample risk assessment within 24 hours — no commitment required.

Sample report delivered within 24 hours

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Sample risk report · 12178 Lilac Heights Ct, Valley Center, CA 92082

HIGH RISK

Wildfire Risk Score: 78/100 · Risk Tier: HIGH

Vegetation (0–30 ft)
85%
Topography
80%
Ember Exposure
80%
Home Hardening
65%
Access & Egress
55%
Defensible Space
45%

Sample output

This is what your report looks like

Every Satelife report includes an executive summary, risk score, property map, top risk drivers, recommended mitigation plan, and insurance readiness snapshot — all tailored to your specific address.

Real report · 12178 Lilac Heights Ct, Valley Center, CA
Sample Satelife wildfire risk report
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Click to view full report · Your report will be customized for your property

Full Satelife wildfire risk report