California wildfire risk property
AI + Satellite · Wildfire Intelligence Platform

Protect your property before fire reaches your door

Know exactly how your property will behave in the next fire season — and what to fix first. Powered by AI and real-time satellite imagery.

94%*accuracy in risk prediction
50K+properties assessed to date
2×/yrexpert reports delivered
30%avg. premium reduction reported by customers*

Used by agents & underwriters from leading firms

State Farm
Coldwell Banker
Farmers Insurance
Berkshire Hathaway RE
Allstate

How it works

Three steps to complete clarity

From satellite data to an actionable risk plan — fully automated, delivered straight to you.

01
Satellite imagery capture

Satellite imagery capture

We continuously collect high-resolution images of terrain and vegetation around your property using a constellation of commercial satellites — always up to date.

02
AI risk analysis heatmap

AI risk analysis

Our AI models integrate imagery with historical fire data, wind patterns, and terrain topology to compute a precise, location-specific risk score.

03
Actionable mitigation plan map

Actionable mitigation plan

Twice a year, you receive a personalized expert report with specific steps to reduce risk — prioritized by impact and cost.

The technology

Six layers of intelligence

Our AI integrates multiple satellite data streams simultaneously — vegetation, terrain, fire history, wind patterns, soil moisture, and structural proximity — to build the most accurate wildfire risk model available.

Satelife multi-layer data analysis

Who it's for

Built for everyone at risk

Whether you live on the property, insure it, or help clients buy and sell — Satelife gives you the intelligence you need.

Homeowners protected by Satelife

Homeowners

Understand exactly what makes your property vulnerable — and how to fix it.

  • Bi-annual property risk reports
  • Step-by-step mitigation checklist
  • Shareable report for your insurer
  • Potential premium discounts
Insurance underwriter reviewing risk maps

Insurance companies

Replace broad zip-code estimates with precise, parcel-level risk data.

  • Accurate underwriting data
  • Lower claims through proactive mitigation
  • API & bulk portfolio analysis
  • Re-enter markets with confidence
Real estate agent with clients

Real estate agents

Give clients confidence with objective wildfire risk data before they buy.

  • Risk reports for any listing
  • Insurability assessment upfront
  • Build trust with transparent data
  • Close deals that others can't

Results

Real outcomes, real people

From reduced premiums to saved properties — here's what our customers say.

"After following Satelife's recommendations, our insurer reduced our annual premium by $2,400. The report was specific, practical, and worth every penny."

MK
Mark K.
Homeowner, Sonoma County, CA

"We integrated Satelife's API into our underwriting workflow. The parcel-level data is a game changer — we're confidently writing policies in markets we'd exited."

SL
Sarah L.
VP Underwriting, regional insurer

"I now include a Satelife report with every listing in high-risk areas. It builds trust and has helped me close three deals where buyers were hesitant."

JR
James R.
Realtor, RE/MAX, Malibu, CA

Get started

Request your free risk report

Enter your property address and we'll send you a sample risk assessment within 24 hours — no commitment required.

Sample report delivered within 24 hours

No credit card. No spam. Unsubscribe anytime.

Sample risk report · 12178 Lilac Heights Ct, Valley Center, CA 92082

HIGH RISK

Wildfire Risk Score: 78/100 · Risk Tier: HIGH

Vegetation (0–30 ft)
85%
Topography
80%
Ember Exposure
80%
Home Hardening
65%
Access & Egress
55%
Defensible Space
45%

Sample output

This is what your report looks like

Every Satelife report includes an executive summary, risk score, property map, top risk drivers, recommended mitigation plan, and insurance readiness snapshot — all tailored to your specific address.

Real report · 12178 Lilac Heights Ct, Valley Center, CA
Sample Satelife wildfire risk report
View full report

Click to view full report · Your report will be customized for your property

Full Satelife wildfire risk report