California wildfire risk property
AI + Satellite · Property Risk Intelligence Platform

Protect your property before disaster strikes

Know exactly how your property will hold up — starting with wildfire, with flood and more to follow — and what to fix first. Powered by AI and real-time satellite imagery.

94%*accuracy in risk prediction
50K+properties assessed to date
2×/yrexpert reports delivered
30%avg. premium reduction reported by customers*

Used by agents & underwriters from leading firms

State Farm
Coldwell Banker
Farmers Insurance
Berkshire Hathaway RE
Allstate

How it works

Your risk score in three steps

Enter your address. We handle the rest — pulling verified data, asking a few targeted questions, and delivering a report that tells you exactly what to act on.

Satellite and fire data gathered for a California property 01

We gather the data

Satellite imagery, 20 years of fire records, official hazard zone maps, terrain, vegetation density, and local fire-weather patterns — all pulled automatically for your address. Nothing for you to find or upload.

Homeowner answering a short property questionnaire 02

A few quick questions

When imagery alone can't confirm something — your roof material, vent covers, or how much clearance you have around the house — we'll ask you directly. Most homeowners are done in under five minutes.

Wildfire risk report with score and mitigation plan 03

Your score — verified and explained

Your risk is calculated from multiple independent data layers — hazard zones, fire history, terrain, vegetation, fire-weather, and imagery — then reviewed by a second AI for accuracy. You receive a report with a 0–100 score, a breakdown of what's driving it, and a prioritized list of what to fix first.

The technology

Many layers. One score.

Every Satelife score combines hazard zone maps, fire history, terrain, vegetation, fire-weather patterns, and AI imagery analysis into a single number. All sources are public and traceable — no black box.

Multiple data layers Satelife combines into one wildfire risk score

See the wildfire risk methodology →

Who it's for

Built for everyone at risk

Whether you live on the property, insure it, or help clients buy and sell — Satelife gives you the intelligence you need.

Homeowners protected by Satelife

Homeowners

Understand exactly what makes your property vulnerable — and how to fix it.

  • Bi-annual property risk reports
  • Step-by-step mitigation checklist
  • Shareable report for your insurer
  • Potential premium discounts
Insurance underwriter reviewing risk maps

Insurance companies

Replace broad zip-code estimates with precise, parcel-level risk data.

  • Accurate underwriting data
  • Lower claims through proactive mitigation
  • API & bulk portfolio analysis
  • Re-enter markets with confidence
Real estate agent with clients

Real estate agents

Give clients confidence with objective wildfire risk data before they buy.

  • Risk reports for any listing
  • Insurability assessment upfront
  • Build trust with transparent data
  • Close deals that others can't

Get started

Request your property risk reports

Choose the reports you want, enter your address, and we'll start them right after you create your free account — no commitment required.

Request received

Your request is in

We've started your property risk reports for

Create your free account to generate them — we'll email each full report the moment it's ready.

When a report needs a few answers about your property, we'll email you a secure link to fill them in.

No commitment · Takes under a minute

Choose your report(s)

Sample risk report · 12178 Lilac Heights Ct, Valley Center, CA 92082

MODERATE RISK

Wildfire Risk Score: 31.5/100 · Risk Tier: MODERATE

Fire Weather
61%
Terrain
40%
Vision (imagery)
37%
USFS WRC (BP + CFL)
33%
Vegetation / fuel
32%
Road access
10%

Sample output

This is what your report looks like

Every Satelife report includes an executive summary, risk score, property map, top risk drivers, recommended mitigation plan, and insurance readiness snapshot — all tailored to your specific address.

Real report · 12178 Lilac Heights Ct, Valley Center, CA

Click any page to view it full size · Your report will be customized for your property

Satelife wildfire risk report page