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San Luis Obispo County, California

Wildfire risk in San Luis Obispo County: where it is highest, and why

Across San Luis Obispo County, wildfire risk leans high rather than low. The middle score for the places we scored is 61.4.

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San Luis Obispo County — the largest fires on record, at their perimeter centres, with the county’s main communities. Select a marker for its detail.
At a glance

Half of San Luis Obispo County scores High or worse

We scored 172 points across San Luis Obispo County on the same 0–100 scale a Satelife address report uses, and they do not land in one place. 12% of them come out Very High, while 10% are Low. Which end your own parcel sits at is not something a county map can tell you.

Very High 12% · 20 of 172 points High 59% · 102 of 172 points Moderate 19% · 33 of 172 points Low 10% · 17 of 172 points
Safest end we measured 8.8 near Oceano · Low
Middle of the county 61.4 High — half of San Luis Obispo County is above this
Most exposed end we measured 85.1 near Nipomo · Very High

And the federal models agree it is a fire county

Relatively High FEMA National Risk Index — wildfire risk rating · index score 98.3 / 100
$17.4M / yr FEMA NRI — expected annual loss from wildfire · rated Relatively High
1.66% USFS Wildfire Risk to Communities — mean annual burn probability · 90th-percentile cell 3.91%
5.71 ft USFS WRC — mean conditional flame length · 91% of the county carries burnable fuel

FEMA NRI also rates San Luis Obispo County: all-hazards risk Relatively High · social vulnerability Relatively Low · community resilience Very High · annualised wildfire frequency 0.0081.

Sources: FEMA National Risk Index 1.20.0 (Dec 2025), county record · USFS Wildfire Risk to Communities v2.0, mean of the grid cells inside the county. Both describe the county as a whole, never an address in it.

What does your San Luis Obispo County address score?

A county range shows the spread. Your parcel sits somewhere inside it — the report says where, and what to do about it.

Free to request · PDF report with a 0–100 score, the drivers behind it, and a mitigation plan

Local context

What the data says about San Luis Obispo County

Most scored locations land in the High tier (102 points), with fewer in Low (17 points).

Countywide context from FEMA’s National Risk Index is “Relatively High” for wildfire risk and “Relatively High” for expected annual loss.

Fire record

Where the fires actually were

Since 1984, 714,813 acres have burned in San Luis Obispo County. That equals 31% of the county.

The largest fire listed here is Gifford (2025), at 131,614 acres. The most recent large fire is Hwy 46 E On Ramp / Hwy 41 N Off Ramp (2026).

This county record includes 396 fire perimeters since 1984. Structure-loss detail is not provided for every fire; Camp (2018) appears without that detail.

Madre Fire (2025) in San Luis Obispo County, California - The 8,000-acre Madre Fire, burning in San Luis Obispo County, California
Madre Fire, 2025 — San Luis Obispo County. Photo: U.S. Forest Service in conjunction with the San Luis Obispo County Sheriff's Office · Public domain
396 mapped fire perimeters centred in the county since 1984
714,813 acres inside those perimeters since 1984
31.0% of the county's area, as a share of 9,318.4 km²
Hwy 46 E On Ramp / Hwy 41 N Off Ramp 2026 most recent large fire on record
Named fires on record
  • Gifford Fire2025131,614 acres
  • Madre Fire202580,779 acres
  • Highway 58 Fire1996106,970 acres
  • Chimney Fire201646,234 acres
  • Las Pilitas Fire198584,271 acres
  • Logan Fire199749,490 acres
  • Weferling Fire196051,451 acres
  • Hwy 41 Fire199450,729 acres

Perimeter sources: NIFC Interagency Fire Perimeter History · WFIGS Interagency Perimeters · largest on record: Gifford 2025. Perimeters are simplified for display; acreage is the figure the source records.

Communities

Where in the county you are matters most

Among named communities, higher typical scores appear around San Miguel (73.9) and Heritage Ranch (71.0). Paso Robles is also elevated at 64.8.

Atascadero (63.4), Shandon (62.2), and Los Osos (62.0) also sit on the higher side of the county pattern.

Lower typical scores appear in Morro Bay (13.3), Baywood Park (13.4), and Grover Beach (16.7).

Cuesta-by-the-Sea (13.4), Oceano (14.4), and Shell Beach (16.7) are in that same lower range.

San Miguel village · 3,172 people
73.9 High
Heritage Ranch village
71 High
Paso Robles town · 29,793 people
64.8 High
Atascadero town · 30,330 people
63.4 High
Shandon village · 1,168 people
62.2 High
Los Osos village
62 High
Creston village
58.3 High
San Luis Obispo city · 47,339 people
55.9 High
San Simeon village
55.6 High
Arroyo Grande town · 18,441 people
51.5 High
12 more communities in San Luis Obispo County
Templeton town
51 High
Nipomo village
51 High
Cayucos village
47.8 Moderate
Cambria town · 6,032 people
40.7 Moderate
Pismo Beach village · 8,072 people
36.7 Moderate
Avila Beach village · 1,697 people
33.4 Moderate
Grover Beach town · 12,701 people
16.7 Low
Shell Beach village
16.7 Low
Oceano village · 7,183 people
14.4 Low
Baywood Park village
13.4 Low
Cuesta-by-the-Sea village
13.4 Low
Morro Bay town · 10,135 people
13.3 Low

The score is the median of the sampled points nearest that community — a community-scale indicator, not a score for any individual property in it. Population comes from the community's own record where the source carries one.

Terrain & fuels

Terrain, vegetation and fuels

Terrain scores run from 20.0 near Nipomo to 65.0 in unincorporated San Luis Obispo County, with a middle value of 40.0.

Vegetation and fuels are also spread out: 5.0 near Oceano up to 80.0 near Nipomo, and a middle value of 65.0.

Hazard-zone scores range from 10.0 near Oceano to 96.0 near Nipomo. That wide gap contributes to block-by-block differences in wildfire risk.

Fire weather was not measured for this county. Instead, the measured fire-history scores run from 5.0 near Oceano to 95.0 in unincorporated San Luis Obispo County.

40 median terrain score (max 65 near unincorporated San Luis Obispo County)
65 median vegetation & fuels score (max 80 near Nipomo)
Fire weather

Fire weather across San Luis Obispo County

Fire weather was not measured at the sampled points in San Luis Obispo County. The other four indicators on this page were, and the bars below show what they found.

What drives it

Which part of the risk moves, and which doesn't

Wildfire risk varies sharply by location, from 8.8 near Oceano to 85.1 near Nipomo.

Very High risk is present in the county (20 points), but High is much more common (102 points).

Moderate (33 points) and Low (17 points) are also present, mostly in pockets rather than dominating the county.

Each bar is what one part of the score covers across San Luis Obispo County, on the same 0–100 scale. A long bar is a part of the risk that depends on where you are; a short one is the same almost everywhere.

Terrain
20–65 highest near unincorporated San Luis Obispo County
Vegetation & fuels
5–80 highest near Nipomo
Hazard zone
10–96 highest near Nipomo
Fire history
5–95 highest near unincorporated San Luis Obispo County
Overall score
8.8–85.1 highest near Nipomo

The tick on each bar is the middle value. Tier boundaries — Moderate at 25, High at 50, Very High at 75 — are the faint lines behind them.

Show every number behind these bars
Layer Min Median Max Lowest place Highest place Points
Terrain 20 40 65 near Nipomo unincorporated San Luis Obispo County 172
Vegetation & fuels 5 65 80 near Oceano near Nipomo 172
Hazard zone 10 70 96 near Oceano near Nipomo 172
Fire history 5 50 95 near Oceano unincorporated San Luis Obispo County 172
Composite 8.8 61.4 85.1 near Oceano near Nipomo 172

Independently of Satelife's layers, the USFS Wildfire Risk to Communities grid puts the county's mean annual burn probability at 1.66% (90th percentile cell: 3.91%), with a mean conditional flame length of 5.71 ft. 91% of the 21,054 grid cells inside the county carry burnable fuel at all.

Source: USFS Wildfire Risk to Communities v2.0 (ImageServer, county extent).

CAL FIRE has no mapped Fire Hazard Severity Zone at 54 of the 172 sampled points — the zones cover Local Responsibility Areas. At 47 of them the USFS grid above supplied the hazard reading instead; at the remaining 7 the hazard weight is renormalised away rather than scored as low.

172 sample points on a ~2.3 km grid, plus one at the centre of each community, weighted with the Satelife county profile v1 · median layer coverage 90%. Scores are 0–100 and comparable within the county, not across states.

For a property

What a county range means for one address

In the USFS Wildfire Risk to Communities model, mean annual burn probability for the county is 1.66%, and the 90th-percentile cell is 3.91%.

The same model indicates 91.4% of the county can burn, and mean conditional flame length is 5.71 feet.

FEMA’s National Risk Index rates the county “Relatively High” for wildfire risk and “Relatively High” for all-hazards risk, while social vulnerability is “Relatively Low” and community resilience is “Very High”.

Across 172 sampled points in San Luis Obispo County, the score runs from 8.8 to 85.1 — two neighbouring parcels can sit in different tiers. A county number is the middle of that spread; it says nothing about which end yours is at.

Find out where your San Luis Obispo County parcel sits

Slope, the fuel touching the structure, the road out, the fire history within a mile — measured at your address, not averaged across the county.

Free to request · PDF report with a 0–100 score, the drivers behind it, and a mitigation plan

Coverage

ZIP codes we cover in San Luis Obispo County

Every one of the 32 ZIP areas that touch San Luis Obispo County — we run address-level reports in all of them. They are grouped by the median score of the points we sampled inside each, which is a neighbourhood-scale indicator and not a score for any property: two homes in the same ZIP routinely land in different tiers.

Grouped from 25 of 32 ZIP areas — the rest had no sample point fall inside them. The community shown is the nearest mapped place to the ZIP's centre.

ZIP areas are Census 2020 ZIP Code Tabulation Areas intersecting the county boundary.

Where to go next

San Luis Obispo County wildfire risk in context

FAQ

Frequently asked questions about San Luis Obispo County wildfire risk

Has much of San Luis Obispo County burned since the 1980s?

Yes. Since 1984, 714,813 acres have burned, which is 31% of the county.

What are the key fires to know from this county summary?

The largest fire listed is Gifford (2025) at 131,614 acres. The most recent large fire is Hwy 46 E On Ramp / Hwy 41 N Off Ramp (2026).

Where are overall scores highest and lowest?

The highest score shown is 85.1 near Nipomo, and the lowest is 8.8 near Oceano.

Are lower scores limited to just one coastal town?

No. Morro Bay (13.3), Baywood Park (13.4), and Oceano (14.4) are all on the lower end in this county view.

Is fire weather included in these county measurements?

No. Fire weather was not measured for this county in this summary.

This page is generated from a San Luis Obispo County data pack assembled on 2026-08-18 (pack v1.0). Scores are sampled across the county, not measured at any individual address, and are informational decision support — not a substitute for official evacuation orders, a fire-agency hazard determination, or an insurer's underwriting judgement. Data versions: fema_nri 1.20.0 (Dec 2025) · landfire per adapter · nifc_history All Years View · wfigs current · wrc v2.0 (2024) · zcta Census 2020.

What does your parcel look like, layer by layer?

A county range shows the spread. An address-level Satelife report shows where in that spread your property actually sits — PDF, per-layer score, and a prioritized mitigation plan.

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