---
title: "Wildfire Risk Reports — How Satelife Works From Address"
description: "How Satelife builds a wildfire risk report for California and EU properties — data layers, AI imagery, and PDF deliverables. Start with your address."
image: "https://satelife.ai/images/img_01.jpg"
canonical: "https://satelife.ai/workflow/"
---

How it works

# From an address to a  
_complete risk report_

A plain-English walkthrough of how every Satelife wildfire risk report comes together — what we look at, how we analyse it, and what you receive.

 ![A California hillside property at golden hour, marked by a single location pin](/images/workflow-input.png)

You give us

## A _property address_

A street address is all we need to begin. We resolve it to the precise parcel and confirm that we have full data coverage for that location before any analysis runs.

-   Single-property requests for homeowners, buyers, and agents.
-   Portfolio-scale requests for insurers and lenders covering hundreds of parcels at a time.
-   No paperwork, no on-site visit, no document uploads required.

 ![Aerial view of a California parcel with translucent data layers — vegetation, fire history, wind — overlaid on the real landscape](/images/workflow-gather.png)

We gather

## Everything that _shapes risk_ at that parcel

Independent streams of public data and current imagery are pulled in parallel and pinned to the exact parcel boundary. Each one captures a different piece of the wildfire-risk picture.

-   **Recent satellite and street-level imagery** of the property and the land around it.
-   **Official hazard classifications** already published for the parcel's jurisdiction.
-   **Historical fire perimeters** near the property, scored by recency and proximity.
-   **Vegetation, fuel load, and terrain** in a tight ring around the parcel.
-   **Long-run climate patterns** — wind, fire-weather indices, and drought tendencies for the region.
-   **Brigade response and access** — realistic drive time from the nearest fire stations.

 ![Ground-level photograph of a California hillside home with subtle AI-style annotation overlays around roof, eaves, and vegetation](/images/workflow-analyse.png)

We analyse

## AI reads the property like a _fire inspector_

A computer-vision model assesses the property from the imagery the way a trained inspector would — defensible space, structural hardening, and ember-trap features — and the results are combined with everything else we know about the parcel.

-   **Defensible space** — vegetation clearance close to the structure and out to the property line.
-   **Home hardening** — roof material, vents, eaves, deck construction, and window type.
-   **Human review fallback** — low-confidence visual judgements are flagged for a person to verify before the report is finalised.
-   **Final scoring** — every input is combined into a single risk score and one of four action tiers.

You receive

## A report you can _act on_

Every report bundles the same three things: a clear top-line score, the reasoning behind it, and a prioritised plan for what to do next.

### A clear risk score and tier

One headline number, one tier, and the reasoning behind both — so you can compare two properties side by side or hand a single page to your insurer.

### A full PDF report

A clean, shareable PDF with the score, the inputs, satellite imagery of the property, and the full breakdown — designed to read well on paper and email well to anyone.

### A prioritised mitigation plan

Specific things you can do to lower risk, ordered by the impact each one will have. Built around what is realistic for the actual property, not a generic checklist.

## Ready to see your  
_risk score?_

Enter your property address and request your Satelife wildfire risk report — no commitment.

[Request your report →](/#cta)  
[Or read about the methodology →](/wildfire-risk/methodology/)

[![PRR](/images/prr.png)](/ficha-de-website-voucher-satelife.pdf)

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Satelife reports are for informational purposes only and do not constitute insurance, financial, or legal advice.