{
  "title": "Wildfire Risk Reports — How Satelife Works From Address",
  "description": "How Satelife builds a wildfire risk report for California and EU properties — data layers, AI imagery, and PDF deliverables. Start with your address.",
  "image": "https://satelife.ai/images/img_01.jpg",
  "canonical": "https://satelife.ai/workflow/",
  "content": "How it works\n\n# From an address to a  \n_complete risk report_\n\nA plain-English walkthrough of how every Satelife wildfire risk report comes together — what we look at, how we analyse it, and what you receive.\n\n ![A California hillside property at golden hour, marked by a single location pin](/images/workflow-input.png)\n\nYou give us\n\n## A _property address_\n\nA street address is all we need to begin. We resolve it to the precise parcel and confirm that we have full data coverage for that location before any analysis runs.\n\n-   Single-property requests for homeowners, buyers, and agents.\n-   Portfolio-scale requests for insurers and lenders covering hundreds of parcels at a time.\n-   No paperwork, no on-site visit, no document uploads required.\n\n ![Aerial view of a California parcel with translucent data layers — vegetation, fire history, wind — overlaid on the real landscape](/images/workflow-gather.png)\n\nWe gather\n\n## Everything that _shapes risk_ at that parcel\n\nIndependent streams of public data and current imagery are pulled in parallel and pinned to the exact parcel boundary. Each one captures a different piece of the wildfire-risk picture.\n\n-   **Recent satellite and street-level imagery** of the property and the land around it.\n-   **Official hazard classifications** already published for the parcel's jurisdiction.\n-   **Historical fire perimeters** near the property, scored by recency and proximity.\n-   **Vegetation, fuel load, and terrain** in a tight ring around the parcel.\n-   **Long-run climate patterns** — wind, fire-weather indices, and drought tendencies for the region.\n-   **Brigade response and access** — realistic drive time from the nearest fire stations.\n\n ![Ground-level photograph of a California hillside home with subtle AI-style annotation overlays around roof, eaves, and vegetation](/images/workflow-analyse.png)\n\nWe analyse\n\n## AI reads the property like a _fire inspector_\n\nA computer-vision model assesses the property from the imagery the way a trained inspector would — defensible space, structural hardening, and ember-trap features — and the results are combined with everything else we know about the parcel.\n\n-   **Defensible space** — vegetation clearance close to the structure and out to the property line.\n-   **Home hardening** — roof material, vents, eaves, deck construction, and window type.\n-   **Human review fallback** — low-confidence visual judgements are flagged for a person to verify before the report is finalised.\n-   **Final scoring** — every input is combined into a single risk score and one of four action tiers.\n\nYou receive\n\n## A report you can _act on_\n\nEvery report bundles the same three things: a clear top-line score, the reasoning behind it, and a prioritised plan for what to do next.\n\n### A clear risk score and tier\n\nOne headline number, one tier, and the reasoning behind both — so you can compare two properties side by side or hand a single page to your insurer.\n\n### A full PDF report\n\nA clean, shareable PDF with the score, the inputs, satellite imagery of the property, and the full breakdown — designed to read well on paper and email well to anyone.\n\n### A prioritised mitigation plan\n\nSpecific things you can do to lower risk, ordered by the impact each one will have. Built around what is realistic for the actual property, not a generic checklist.\n\n## Ready to see your  \n_risk score?_\n\nEnter your property address and request your Satelife wildfire risk report — no commitment.\n\n[Request your report →](/#cta)  \n[Or read about the methodology →](/wildfire-risk/methodology/)\n\n[![PRR](/images/prr.png)](/ficha-de-website-voucher-satelife.pdf)\n\n© 2024–2026 Satelife, Lda. All rights reserved.\n\nSatelife reports are for informational purposes only and do not constitute insurance, financial, or legal advice."
}