---
title: "Wildfire Risk in ZIP 95065 (Happy Valley), CA | Satelife"
description: "ZIP 95065 in Happy Valley, Santa Cruz County, CA: the points we sampled inside it score a median 43.6 out of 100 (Moderate), against 8.7–78.4 across Santa Cruz County. Wildfire risk is measured per parcel, not per ZIP."
image: "https://satelife.ai/images/img_01.jpg"
canonical: "https://satelife.ai/wildfire-risk/zip/95065/"
---

[Home](/)›[Wildfire Risk](/wildfire-risk/)›[California](/wildfire-risk/california/)›[Santa Cruz County](/wildfire-risk/california/santa-cruz-county/)›ZIP 95065

ZIP 95065 · Happy Valley, Santa Cruz County, CA

# Wildfire risk in _ZIP 95065_, Happy Valley

The points we sampled inside this ZIP score a median of **43.6** out of 100 — **Moderate**, below the Santa Cruz County middle of 49.8. That is a neighbourhood-scale reading, not a score for any address in it.

[Score my 95065 address →](#score-my-address) [Open the Santa Cruz County page ↓](/wildfire-risk/california/santa-cruz-county/)

At a glance

## What we measured in _95065_

43.6 median of the 3 sampled points inside this ZIP · Moderate

8.7–78.4 the range across Santa Cruz County, from 180 points

50% of the way up the county's measured range

Happy Valley nearest mapped community to this ZIP's centre

The four tiers on this page are the ones a Satelife address report prints — Low below 25, Moderate to 50, High to 75, Very High above it. A ZIP is a postal area, so the number above is the middle of what we measured inside it. Either way, two houses in this ZIP can sit in different tiers, and the only way to know which is to score the parcel.

What does your 95065 address score?

The ZIP number above is a neighbourhood median. Slope, the fuel touching the structure, the road out and the fire history within a mile are measured at the address itself.

Free to request · PDF report with a 0–100 score, the drivers behind it, and a mitigation plan

Fire record

## The fires _nearest to here_

Distances are from the centre of ZIP 95065 to the centre of each fire's mapped perimeter, so a large fire's edge may have come far closer than the number suggests. The full record for the county — every named fire, the acreage and the share of the county burned — is on the [Santa Cruz County page](/wildfire-risk/california/santa-cruz-county/).

Newell Creek #2 Fire 1959 · 1,327 acres · Santa Cruz County 12_km away_

Lexington Fire 1985 · 13,128 acres · Santa Cruz County 13_km away_

Loma Fire 2009 · 669 acres · Santa Cruz County 14_km away_

Summit Fire 2008 · 4,175 acres · Santa Cruz County 16_km away_

Trabing Fire 2008 · 594 acres · Santa Cruz County 18_km away_

Where to go next

## ZIP 95065 _in context_

[Wildfire risk in Santa Cruz County The full county page: fire record, what drives the score, communities](/wildfire-risk/california/santa-cruz-county/) [California wildfire risk Every county we publish in the state](/wildfire-risk/california/) [How Satelife calculates wildfire risk Data sources, layers, score composition, honest limits](/wildfire-risk/methodology/) [Run a report for a 95065 address PDF + score + mitigation plan](/#cta)

This page is built from the Santa Cruz County data pack: risk samples on a grid across the county, of which 3 fell inside ZIP 95065. Scores are informational decision support — not a substitute for official evacuation orders, a fire-agency hazard determination, or an insurer's underwriting judgement, and never a measurement of any individual property.

## What does _your parcel_ look like, layer by layer?

A ZIP median is the middle of a neighbourhood. An address-level Satelife report shows where in that spread your property actually sits — PDF, per-layer score, and a prioritized mitigation plan.

[Start with your address →](/#cta)

[![PRR](/images/prr.png)](/ficha-de-website-voucher-satelife.pdf)

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Satelife reports are for informational purposes only and do not constitute insurance, financial, or legal advice.