{
  "title": "Wildfire Risk in ZIP 95005 (Ben Lomond), CA | Satelife",
  "description": "ZIP 95005 in Ben Lomond, Santa Cruz County, CA: the points we sampled inside it score a median 48.2 out of 100 (Moderate), against 8.7–78.4 across Santa Cruz County. Wildfire risk is measured per parcel, not per ZIP.",
  "image": "https://satelife.ai/images/img_01.jpg",
  "canonical": "https://satelife.ai/wildfire-risk/zip/95005/",
  "content": "[Home](/)›[Wildfire Risk](/wildfire-risk/)›[California](/wildfire-risk/california/)›[Santa Cruz County](/wildfire-risk/california/santa-cruz-county/)›ZIP 95005\n\nZIP 95005 · Ben Lomond, Santa Cruz County, CA\n\n# Wildfire risk in _ZIP 95005_, Ben Lomond\n\nThe points we sampled inside this ZIP score a median of **48.2** out of 100 — **Moderate**, about the same as the Santa Cruz County middle of 49.8. That is a neighbourhood-scale reading, not a score for any address in it.\n\n[Score my 95005 address →](#score-my-address) [Open the Santa Cruz County page ↓](/wildfire-risk/california/santa-cruz-county/)\n\nAt a glance\n\n## What we measured in _95005_\n\n48.2 median of the 4 sampled points inside this ZIP · Moderate\n\n8.7–78.4 the range across Santa Cruz County, from 180 points\n\n57% of the way up the county's measured range\n\nBen Lomond nearest mapped community to this ZIP's centre\n\nThe four tiers on this page are the ones a Satelife address report prints — Low below 25, Moderate to 50, High to 75, Very High above it. A ZIP is a postal area, so the number above is the middle of what we measured inside it. Either way, two houses in this ZIP can sit in different tiers, and the only way to know which is to score the parcel.\n\nWhat does your 95005 address score?\n\nThe ZIP number above is a neighbourhood median. Slope, the fuel touching the structure, the road out and the fire history within a mile are measured at the address itself.\n\nFree to request · PDF report with a 0–100 score, the drivers behind it, and a mitigation plan\n\nFire record\n\n## The fires _nearest to here_\n\nDistances are from the centre of ZIP 95005 to the centre of each fire's mapped perimeter, so a large fire's edge may have come far closer than the number suggests. The full record for the county — every named fire, the acreage and the share of the county burned — is on the [Santa Cruz County page](/wildfire-risk/california/santa-cruz-county/).\n\nNewell Creek #2 Fire 1959 · 1,327 acres · Santa Cruz County 2_km away_\n\nLockheed Fire 2009 · 7,783 acres · Santa Cruz County 11_km away_\n\nLexington Fire 1985 · 13,128 acres · Santa Cruz County 16_km away_\n\nLincoln Hill Fire 1962 · 3,236 acres · Santa Cruz County 21_km away_\n\nLoma Fire 2009 · 669 acres · Santa Cruz County 22_km away_\n\nWhere to go next\n\n## ZIP 95005 _in context_\n\n[Wildfire risk in Santa Cruz County The full county page: fire record, what drives the score, communities](/wildfire-risk/california/santa-cruz-county/) [California wildfire risk Every county we publish in the state](/wildfire-risk/california/) [How Satelife calculates wildfire risk Data sources, layers, score composition, honest limits](/wildfire-risk/methodology/) [Run a report for a 95005 address PDF + score + mitigation plan](/#cta)\n\nThis page is built from the Santa Cruz County data pack: risk samples on a grid across the county, of which 4 fell inside ZIP 95005. Scores are informational decision support — not a substitute for official evacuation orders, a fire-agency hazard determination, or an insurer's underwriting judgement, and never a measurement of any individual property.\n\n## What does _your parcel_ look like, layer by layer?\n\nA ZIP median is the middle of a neighbourhood. An address-level Satelife report shows where in that spread your property actually sits — PDF, per-layer score, and a prioritized mitigation plan.\n\n[Start with your address →](/#cta)\n\n[![PRR](/images/prr.png)](/ficha-de-website-voucher-satelife.pdf)\n\n© 2024–2026 Satelife, Lda. All rights reserved.\n\nSatelife reports are for informational purposes only and do not constitute insurance, financial, or legal advice."
}