---
title: "Wildfire Risk in ZIP 94038 (Moss Beach), CA | Satelife"
description: "ZIP 94038 in Moss Beach, San Mateo County, CA: the points we sampled inside it score a median 26.8 out of 100 (Moderate), against 5–70 across San Mateo County. Wildfire risk is measured per parcel, not per ZIP."
image: "https://satelife.ai/images/img_01.jpg"
canonical: "https://satelife.ai/wildfire-risk/zip/94038/"
---

[Home](/)›[Wildfire Risk](/wildfire-risk/)›[California](/wildfire-risk/california/)›[San Mateo County](/wildfire-risk/california/san-mateo-county/)›ZIP 94038

ZIP 94038 · Moss Beach, San Mateo County, CA

# Wildfire risk in _ZIP 94038_, Moss Beach

The points we sampled inside this ZIP score a median of **26.8** out of 100 — **Moderate**, above the San Mateo County middle of 20.4. That is a neighbourhood-scale reading, not a score for any address in it.

[Score my 94038 address →](#score-my-address) [Open the San Mateo County page ↓](/wildfire-risk/california/san-mateo-county/)

At a glance

## What we measured in _94038_

26.8 median of the 3 sampled points inside this ZIP · Moderate

5–70 the range across San Mateo County, from 178 points

34% of the way up the county's measured range

Moss Beach nearest mapped community to this ZIP's centre

The four tiers on this page are the ones a Satelife address report prints — Low below 25, Moderate to 50, High to 75, Very High above it. A ZIP is a postal area, so the number above is the middle of what we measured inside it. Either way, two houses in this ZIP can sit in different tiers, and the only way to know which is to score the parcel.

What does your 94038 address score?

The ZIP number above is a neighbourhood median. Slope, the fuel touching the structure, the road out and the fire history within a mile are measured at the address itself.

Free to request · PDF report with a 0–100 score, the drivers behind it, and a mitigation plan

Fire record

## The fires _nearest to here_

Distances are from the centre of ZIP 94038 to the centre of each fire's mapped perimeter, so a large fire's edge may have come far closer than the number suggests. The full record for the county — every named fire, the acreage and the share of the county burned — is on the [San Mateo County page](/wildfire-risk/california/san-mateo-county/).

highlands fuel reduction Fire 2015 · 290 acres · San Mateo County 12_km away_

Crocker Estate #16 Fire 1964 · 1,544 acres · San Mateo County 18_km away_

Quarry Fire 2008 · 211 acres · San Mateo County 18_km away_

Crocker #6 Fire 1962 · 370 acres · San Mateo County 19_km away_

Leib Fire 1962 · 1,328 acres · San Mateo County 26_km away_

Where to go next

## ZIP 94038 _in context_

[Wildfire risk in San Mateo County The full county page: fire record, what drives the score, communities](/wildfire-risk/california/san-mateo-county/) [California wildfire risk Every county we publish in the state](/wildfire-risk/california/) [How Satelife calculates wildfire risk Data sources, layers, score composition, honest limits](/wildfire-risk/methodology/) [Run a report for a 94038 address PDF + score + mitigation plan](/#cta)

This page is built from the San Mateo County data pack: risk samples on a grid across the county, of which 3 fell inside ZIP 94038. Scores are informational decision support — not a substitute for official evacuation orders, a fire-agency hazard determination, or an insurer's underwriting judgement, and never a measurement of any individual property.

## What does _your parcel_ look like, layer by layer?

A ZIP median is the middle of a neighbourhood. An address-level Satelife report shows where in that spread your property actually sits — PDF, per-layer score, and a prioritized mitigation plan.

[Start with your address →](/#cta)

[![PRR](/images/prr.png)](/ficha-de-website-voucher-satelife.pdf)

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Satelife reports are for informational purposes only and do not constitute insurance, financial, or legal advice.