---
title: "Wildfire Risk and Real Estate | Satelife"
description: "How wildfire risk affects California real estate transactions — value impact, insurance at closing, §1103 and AB 38 disclosure, and the three real paths for buyers."
image: "https://satelife.ai/images/img_01.jpg"
canonical: "https://satelife.ai/real-estate/fire-risk/"
---

[Home](/)›[Real Estate](/real-estate/)›Fire Risk

Real estate · Fire risk

# Wildfire risk and real estate — the _buyer's view_

Pre-offer due diligence on insurability is now as consequential as the home inspection. The disclosure forms capture the fire-zone band but not the property-level evidence. This is the index of fire-risk real-estate coverage on Satelife.

[Run a pre-offer report →](/#cta) [Read the California breakdown ↓](/real-estate/fire-risk/california/)

![Malibu, California hillside — intact tile-roofed homes surrounded by burned vegetation after the 2007 wildfires. The properties that survived because of documented mitigation](https://upload.wikimedia.org/wikipedia/commons/thumb/9/93/FEMA_-_33608_-_Burned_Vegetation_in_California_with_mitigated_homes.jpg/1280px-FEMA_-_33608_-_Burned_Vegetation_in_California_with_mitigated_homes.jpg)

Source: FEMA, photo by Susie Shapira, November 16, 2007 — Pepperdine University area, Malibu, California. Mitigation that worked. Via [Wikimedia Commons](https://commons.wikimedia.org/wiki/File:FEMA_-_33608_-_Burned_Vegetation_in_California_with_mitigated_homes.jpg) (public domain).

18,000+ structures destroyed in the January 2025 Palisades and Eaton fires

§1103 California Natural Hazard Disclosure required at every residential sale

3 paths investors actually have on a fire-zone California property

Fire-risk real estate coverage

## In this section — _pages and reports_

[California real estate wildfire risk Why wildfire risk is a closing-risk variable, value impact, disclosure obligations, and the three real paths on a fire-zone property](/real-estate/fire-risk/california/)

Related coverage

## Across the _Satelife wildfire-risk site_

[California wildfire risk How property-level risk is calculated and where the highest exposure is](/wildfire-risk/california/) [California wildfire insurance FAIR Plan, non-renewals, SB 1060 discount path](/insurance/fire-risk/california/) [How Satelife calculates wildfire risk Data sources, score composition, honest limits](/wildfire-risk/methodology/)

## Run a _pre-offer_ wildfire risk report

PDF + property-level risk score + the specific mitigation actions a future buyer or carrier will look for. Built to price into the offer.

[Start with the address →](/#cta)

[![PRR](/images/prr.png)](/ficha-de-website-voucher-satelife.pdf)

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Satelife reports are for informational purposes only and do not constitute insurance, financial, or legal advice.