---
title: "Insurance and Wildfire Risk | Satelife"
description: "Wildfire risk has rewritten home insurance in California. This is the index of Satelife's insurance coverage — FAIR Plan, carrier non-renewals, SB 1060 mitigation discounts."
image: "https://satelife.ai/images/img_01.jpg"
canonical: "https://satelife.ai/insurance/"
---

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Insurance hub

# Insurance — the variable wildfire risk _rewrote_

In California in 2026, the insurance line on a property pro-forma is the line that moves most. Carrier withdrawals, FAIR Plan growth, and SB 1060 mitigation discounts all sit in this section. **Start with the fire-risk page.**

[Get a carrier-ready report →](/#cta) [Fire risk and insurance ↓](/insurance/fire-risk/)

Insurance topics

## In this section — _pages and reports_

[Fire risk and home insurance How wildfire risk is now the dominant variable in California home insurance — and what to do about it](/insurance/fire-risk/)

Related coverage

## Across the _Satelife wildfire-risk site_

[California wildfire risk How property-level risk is calculated and where the highest exposure is](/wildfire-risk/california/) [California real estate wildfire risk Buyer due diligence and disclosure obligations](/real-estate/fire-risk/california/) [How Satelife calculates wildfire risk Data sources, score composition, honest limits](/wildfire-risk/methodology/)

## Get a _carrier-ready_ wildfire risk report

PDF + score + the mitigation actions that move your carrier's risk model. Structured to slot into the SB 1060 discount workflow.

[Run your address →](/#cta)

[![PRR](/images/prr.png)](/ficha-de-website-voucher-satelife.pdf)

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Satelife reports are for informational purposes only and do not constitute insurance, financial, or legal advice.