{
  "title": "Insurance and Wildfire Risk | Satelife",
  "description": "Wildfire risk has rewritten home insurance in California. This is the index of Satelife's insurance coverage — FAIR Plan, carrier non-renewals, SB 1060 mitigation discounts.",
  "image": "https://satelife.ai/images/img_01.jpg",
  "canonical": "https://satelife.ai/insurance/",
  "content": "[Home](/)›Insurance\n\nInsurance hub\n\n# Insurance — the variable wildfire risk _rewrote_\n\nIn California in 2026, the insurance line on a property pro-forma is the line that moves most. Carrier withdrawals, FAIR Plan growth, and SB 1060 mitigation discounts all sit in this section. **Start with the fire-risk page.**\n\n[Get a carrier-ready report →](/#cta) [Fire risk and insurance ↓](/insurance/fire-risk/)\n\nInsurance topics\n\n## In this section — _pages and reports_\n\n[Fire risk and home insurance How wildfire risk is now the dominant variable in California home insurance — and what to do about it](/insurance/fire-risk/)\n\nRelated coverage\n\n## Across the _Satelife wildfire-risk site_\n\n[California wildfire risk How property-level risk is calculated and where the highest exposure is](/wildfire-risk/california/) [California real estate wildfire risk Buyer due diligence and disclosure obligations](/real-estate/fire-risk/california/) [How Satelife calculates wildfire risk Data sources, score composition, honest limits](/wildfire-risk/methodology/)\n\n## Get a _carrier-ready_ wildfire risk report\n\nPDF + score + the mitigation actions that move your carrier's risk model. Structured to slot into the SB 1060 discount workflow.\n\n[Run your address →](/#cta)\n\n[![PRR](/images/prr.png)](/ficha-de-website-voucher-satelife.pdf)\n\n© 2024–2026 Satelife, Lda. All rights reserved.\n\nSatelife reports are for informational purposes only and do not constitute insurance, financial, or legal advice."
}