---
title: "Property Risk Reports, Starting with Wildfire | Satelife"
description: "Satelife delivers property risk reports for U.S. and EU homes — starting with wildfire, with flood and more to follow. For homeowners, insurers, and agents. Know your risk before disaster strikes."
image: "/images/img_01.jpg"
canonical: "https://satelife.ai/"
---

![Wildfire risk property at golden hour](/images/img_01.jpg)

AI + Satellite · Property Risk Intelligence Platform

# Protect your property before _disaster strikes_

Know exactly how your property will hold up — starting with wildfire, with flood and more to follow — and what to fix first. Powered by AI and real-time satellite imagery.

[Request your risk report →](#cta) [See how it works ↓](#how)

94%\*accuracy in risk prediction

50K+properties assessed to date

2×/yrexpert reports delivered

30%avg. premium reduction reported by customers\*

Used by agents & underwriters from leading firms

State Farm

Coldwell Banker

Farmers Insurance

Berkshire Hathaway RE

Allstate

How it works

## Your risk score in _three steps_

Enter your address. We handle the rest — pulling verified data, asking a few targeted questions, and delivering a report that tells you exactly what to act on.

![Satellite and fire data gathered for a property](/images/img_02.jpg) 01

### We gather the data

Satellite imagery, 20 years of fire records, official hazard zone maps, terrain, vegetation density, and local fire-weather patterns — all pulled automatically for your address. Nothing for you to find or upload.

![Homeowner answering a short property questionnaire](/images/img_03.jpg) 02

### A few quick questions

When imagery alone can't confirm something — your roof material, vent covers, or how much clearance you have around the house — we'll ask you directly. Most homeowners are done in under five minutes.

![Wildfire risk report with score and mitigation plan](/images/img_04.jpg) 03

### Your score — verified and explained

Your risk is calculated from multiple independent data layers — hazard zones, fire history, terrain, vegetation, fire-weather, and imagery — then reviewed by a second AI for accuracy. You receive a report with a 0–100 score, a breakdown of what's driving it, and a prioritized list of what to fix first.

The technology

## Many layers. _One score._

Every Satelife score combines hazard zone maps, fire history, terrain, vegetation, fire-weather patterns, and AI imagery analysis into a single number. All sources are public and traceable — no black box.

 ![Multiple data layers Satelife combines into one wildfire risk score](/images/methodology-cylinder.png)

[See the wildfire risk methodology →](/wildfire-risk/methodology/)

Who it's for

## Built for everyone _at risk_

Whether you live on the property, insure it, or help clients buy and sell — Satelife gives you the intelligence you need.

![Homeowners protected by Satelife](/images/img_06.jpg)

### Homeowners

Understand exactly what makes your property vulnerable — and how to fix it.

-   Bi-annual property risk reports
-   Step-by-step mitigation checklist
-   Shareable report for your insurer
-   Potential premium discounts

![Insurance underwriter reviewing risk maps](/images/img_07.jpg)

### Insurance companies

Replace broad zip-code estimates with precise, parcel-level risk data.

-   Accurate underwriting data
-   Lower claims through proactive mitigation
-   API & bulk portfolio analysis
-   Re-enter markets with confidence

![Real estate agent with clients](/images/img_08.jpg)

### Real estate agents

Give clients confidence with objective wildfire risk data before they buy.

-   Risk reports for any listing
-   Insurability assessment upfront
-   Build trust with transparent data
-   Close deals that others can't

Get started

## Request your _property risk reports_

Choose the reports you want, enter your address, and we'll start them right after you create your free account — no commitment required.

Request received

### Your request is _in_

We've started your property risk reports for

Create your free account to generate them — we'll email each full report the moment it's ready.

When a report needs a few answers about your property, we'll email you a secure link to fill them in.

[Sign up to get your report →](#)

No commitment · Takes under a minute

Sample risk report · 12178 Lilac Heights Ct, Valley Center, CA 92082

MODERATE RISK

Wildfire Risk Score: 31.5/100 · Risk Tier: MODERATE

Fire Weather

61%

Terrain

40%

Vision (imagery)

37%

USFS WRC (BP + CFL)

33%

Vegetation / fuel

32%

Road access

10%

Sample output

## This is what your _report looks like_

Every Satelife report includes an executive summary, risk score, property map, top risk drivers, recommended mitigation plan, and insurance readiness snapshot — all tailored to your specific address.

Real report · 12178 Lilac Heights Ct, Valley Center, CA

 

Click any page to view it full size · Your report will be customized for your property

 

[![PRR](/images/prr.png)](/ficha-de-website-voucher-satelife.pdf)

© 2024–2026 Satelife, Lda. All rights reserved.

Satelife reports are for informational purposes only and do not constitute insurance, financial, or legal advice.