{
  "title": "Property Risk Reports, Starting with Wildfire | Satelife",
  "description": "Satelife delivers property risk reports for U.S. and EU homes — starting with wildfire, with flood and more to follow. For homeowners, insurers, and agents. Know your risk before disaster strikes.",
  "image": "/images/img_01.jpg",
  "canonical": "https://satelife.ai/",
  "content": "![Wildfire risk property at golden hour](/images/img_01.jpg)\n\nAI + Satellite · Property Risk Intelligence Platform\n\n# Protect your property before _disaster strikes_\n\nKnow exactly how your property will hold up — starting with wildfire, with flood and more to follow — and what to fix first. Powered by AI and real-time satellite imagery.\n\n[Request your risk report →](#cta) [See how it works ↓](#how)\n\n94%\\*accuracy in risk prediction\n\n50K+properties assessed to date\n\n2×/yrexpert reports delivered\n\n30%avg. premium reduction reported by customers\\*\n\nUsed by agents & underwriters from leading firms\n\nState Farm\n\nColdwell Banker\n\nFarmers Insurance\n\nBerkshire Hathaway RE\n\nAllstate\n\nHow it works\n\n## Your risk score in _three steps_\n\nEnter your address. We handle the rest — pulling verified data, asking a few targeted questions, and delivering a report that tells you exactly what to act on.\n\n![Satellite and fire data gathered for a property](/images/img_02.jpg) 01\n\n### We gather the data\n\nSatellite imagery, 20 years of fire records, official hazard zone maps, terrain, vegetation density, and local fire-weather patterns — all pulled automatically for your address. Nothing for you to find or upload.\n\n![Homeowner answering a short property questionnaire](/images/img_03.jpg) 02\n\n### A few quick questions\n\nWhen imagery alone can't confirm something — your roof material, vent covers, or how much clearance you have around the house — we'll ask you directly. Most homeowners are done in under five minutes.\n\n![Wildfire risk report with score and mitigation plan](/images/img_04.jpg) 03\n\n### Your score — verified and explained\n\nYour risk is calculated from multiple independent data layers — hazard zones, fire history, terrain, vegetation, fire-weather, and imagery — then reviewed by a second AI for accuracy. You receive a report with a 0–100 score, a breakdown of what's driving it, and a prioritized list of what to fix first.\n\nThe technology\n\n## Many layers. _One score._\n\nEvery Satelife score combines hazard zone maps, fire history, terrain, vegetation, fire-weather patterns, and AI imagery analysis into a single number. All sources are public and traceable — no black box.\n\n ![Multiple data layers Satelife combines into one wildfire risk score](/images/methodology-cylinder.png)\n\n[See the wildfire risk methodology →](/wildfire-risk/methodology/)\n\nWho it's for\n\n## Built for everyone _at risk_\n\nWhether you live on the property, insure it, or help clients buy and sell — Satelife gives you the intelligence you need.\n\n![Homeowners protected by Satelife](/images/img_06.jpg)\n\n### Homeowners\n\nUnderstand exactly what makes your property vulnerable — and how to fix it.\n\n-   Bi-annual property risk reports\n-   Step-by-step mitigation checklist\n-   Shareable report for your insurer\n-   Potential premium discounts\n\n![Insurance underwriter reviewing risk maps](/images/img_07.jpg)\n\n### Insurance companies\n\nReplace broad zip-code estimates with precise, parcel-level risk data.\n\n-   Accurate underwriting data\n-   Lower claims through proactive mitigation\n-   API & bulk portfolio analysis\n-   Re-enter markets with confidence\n\n![Real estate agent with clients](/images/img_08.jpg)\n\n### Real estate agents\n\nGive clients confidence with objective wildfire risk data before they buy.\n\n-   Risk reports for any listing\n-   Insurability assessment upfront\n-   Build trust with transparent data\n-   Close deals that others can't\n\nGet started\n\n## Request your _property risk reports_\n\nChoose the reports you want, enter your address, and we'll start them right after you create your free account — no commitment required.\n\nRequest received\n\n### Your request is _in_\n\nWe've started your property risk reports for\n\nCreate your free account to generate them — we'll email each full report the moment it's ready.\n\nWhen a report needs a few answers about your property, we'll email you a secure link to fill them in.\n\n[Sign up to get your report →](#)\n\nNo commitment · Takes under a minute\n\nSample risk report · 12178 Lilac Heights Ct, Valley Center, CA 92082\n\nMODERATE RISK\n\nWildfire Risk Score: 31.5/100 · Risk Tier: MODERATE\n\nFire Weather\n\n61%\n\nTerrain\n\n40%\n\nVision (imagery)\n\n37%\n\nUSFS WRC (BP + CFL)\n\n33%\n\nVegetation / fuel\n\n32%\n\nRoad access\n\n10%\n\nSample output\n\n## This is what your _report looks like_\n\nEvery Satelife report includes an executive summary, risk score, property map, top risk drivers, recommended mitigation plan, and insurance readiness snapshot — all tailored to your specific address.\n\nReal report · 12178 Lilac Heights Ct, Valley Center, CA\n\n \n\nClick any page to view it full size · Your report will be customized for your property\n\n \n\n[![PRR](/images/prr.png)](/ficha-de-website-voucher-satelife.pdf)\n\n© 2024–2026 Satelife, Lda. All rights reserved.\n\nSatelife reports are for informational purposes only and do not constitute insurance, financial, or legal advice."
}